While there are many things one can do, if I have to list a simple step that engenders deep and systemic change, it would be “choose a sustainable bank.” These banks are lending for social and environmental sustainability and support climate solutions.
In addition, your choice of insurance, investments, and retirement fund matters. Click on the flag of your location to learn about available options.
Here are a few resources to help you get started. Know of a resource that is not listed? Please send the suggestion using the Contact Page here.
*Please note that information contained on this website is for educational and informational purposes only, and shall not be understood or construed as financial or professional advice.
Click on your location for sustainable banking, investing and insurance options
No matter where in the world you live, here are some useful resources:
- Certified B Corporations, or B Corps, are companies, including banks and asset managers, verified by B Lab to meet high standards of social and environmental performance, transparency, and accountability. Use their directory to find B Corp financial institutions globally.
- Website: https://www.bcorporation.net/en-us/find-a-b-corp/
- The Global Alliance for Banking on Values is an independent network of banks using finance to deliver sustainable economic, social and environmental development. View their members on this map.
- Website: http://www.gabv.org
- Make Your Money Count is a resource provided by Don’t Look Up that allows you to choose how financial institutions use your money.
- Website: https://dontlookup.count-us-in.com/step-detail/make-your-money-count
- SHIFT is an online database of sustainable business resources, including a finance category. It’s a comprehensive collection of reports for those that want to dive deeper on an element of sustainable finance.
- Website: https://shift.tools
- Financial Exclusions Tracker is a list of companies that have been publicly excluded by financial institutions, for reasons ranging from human rights violations to environmental impact and other sustainability issues.
- Website: https://financialexclusionstracker.org/
ASEAN countries include Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam.
- Description: Bank Muamalat Malaysia Berhad is a sustainable bank in Malaysia. Member of the Global Alliance for Banking on Values (GABV).
- Website: https://www.muamalat.com.my
- Online Banking and physical branches.
- Description: Table illustrating which Australian banks do and don’t have a record of funding fossil fuels. Use the table to compare the fossil fuel investment positions of over 120 banks, credit unions and building societies.
- Website: https://www.marketforces.org.au/info/compare-bank-table
- All types of banking
- Description: Bendigo Bank is a sustainable bank with responsible lending policies. Bendigo Bank does not finance coal, coal seam gas, crude oil, natural gas, and native forest logging.
- Website: https://www.bendigobank.com.au
- Online Banking and more than 500 physical branches.
- Description: Great Southern Bank (formerly CUA) is a member-owned sustainable bank. Certified carbon neutral and fossil fuel free.
- Website: https://www.greatsouthernbank.com.au
- Online Banking and more than 70 physical branches.
- Description: Bank Australia is a sustainable bank. Fossil fuel free, carbon neutral and B Corp certified. The bank also doesn’t invest in live animal export, arms, gambling or tobacco.
- Website: https://www.bankaust.com.au
- Online Banking and physical branches.
- Description: Teachers Mutual Bank is a sustainable bank with responsible lending policies. Fossil fuel free.
- Website: https://www.tmbank.com.au
- Online Banking and physical branches.
- Description: MyState Bank is a sustainable bank. Fossil fuel free.
- Website: https://mystate.com.au
- Online Banking and physical branches.
- Description: NBTA is a B Corp certified credit union. Offers preffered rates on green loans such as heat pumps, solar, insulation and window improvements.
- Website: https://www.nbtacu.nb.ca
- Online Banking and physical branch in Fredericton.
- Description: OMISTA is a B Corp certified credit union.
- Website: https://www.omista.com
- Online Banking and physical branches in New Brunswick.
- Description: A sustainable, anti-racist cooperative bank and member of the Global Alliance for Banking on Values.
- Website: www.vancity.com
- Online Banking and 58 branches in Metro Vancouver, the Fraser Valley, Victoria, Squamish and Alert Bay.
CELAC countries include Antigua and Barbuda, Argentina, Bahamas, Barbados, Belize, Bolivia, Chile, Colombia, Costa Rica, Cuba, Dominica, Ecuador, El Salvador, Granada, Guatemala, Guyana, Honduras, Jamaica, Mexico, Nicaragua, Panama, Paraguay, Peru, Dominican Republic, St. Lucia, St. Kitts and Nevis, St. Vincent and Grenadines, Trinidad and Tobago, Uruguay and Venezuela.
- Description: Vision Banco is a sustainable bank in Paraguay. Member of the Global Alliance for Banking on Values (GABV).
- Website: https://www.visionbanco.com
- Online Banking and physical branches.
- Description: Integral is a sustainable bank in El Salvador specializing in SME finance. Member of the Global Alliance for Banking on Values (GABV).
- Website: https://www.integral.com.sv
- Online Banking and physical branches.
- Description: Produbanco is a sustainable bank in Ecuador. Signatory of the Principles for Responsible Banking. B Corp certified.
- Website: https://www.produbanco.com.ec
- Online Banking and physical branches.
- Description: The Climate-friendly Investment Product project is a database of China’s climate-friendly investment and banking products developed and established by the Governance Solutions Group (GSG) in 2022.
- Website: https://www.climatefriendlyinvest.com/home
- Description: 36碳 is one of the sub-brands of 36Kr (a media brand), focusing on the low-carbon economy. They have assembled this comprehensive list of Chinese venture capital and private equity firms that invest in climate solutions; it’s called “Shuang-Tan” (双碳) to reflect China’s dual goal of peaking carbon emissions and becoming carbon neutral. Website available in English and Mandarin Chinese.
- Website: https://investor4shuangtan.com
- Description: Ant Financial is a financial technology company, affiliate of Alibaba Group, that is “helping achieve sustainable development by promoting green production and green consumption across all facets of society.” One initiative is called Ant Forest.
- Website: https://www.antfin.com
- Description: Description: Established in 1998, Bank of Huzhou is a local joint-stock commercial bank based in Zhejiang Province, China. Bank of Huzhou is an active green bank in China and is committed to implementing international best practices. In 2017, Bank of Huzhou was among the first group of Chinese banks to implement TCFD recommendations.
- Website: http://www.hzccb.com/portal/zh_CN/home/index.html
- Description: Bank of Jiangsu is a signatory of the Equator Principles (EPs), a risk management framework, adopted by financial institutions, for determining, assessing and managing environmental and social risks in projects. Bank of Jiangsu is a modern joint-stock commercial bank and was founded by merging and reorganizing the ten commercial banks in Jiangsu province.
- Website: http://www.jsbchina.cn/cms/EN/index.html
- Description: O-Bank is a B Corp certified bank in Taiwan.
- Website: https://www.o-bank.com/web/about/aboutmain
- The Current Account Switch Guarantee means that your new bank takes care of closing your old account, moving your balance and switching your payments. This makes switching banks extremely easy.
- Website: https://www.currentaccountswitch.co.uk
- Click a green button to find out if your banking (and electricity) providers support the fossil fuel industry in under 1 minute. And find the best alternatives for switching your money to a greener provider.
- Website: https://switchit.green
- Description: Charity Bank is a savings and loans bank with a mission to use money for good. “We lend to charities, social enterprises and organisations tackling social and environmental issues and shape our terms and repayment schedules around their needs.”
- Deposits with Charity Bank are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
- Website: https://www.charitybank.org
- Online banking
- Description: Smile is a part of The Co‑operative Bank, with an ethical policy covering areas such as Human Rights, Ecological Impact and Social Enterprise. It’s a digital-only bank.
- Deposits with Smile Bank are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
- Website: https://www.smile.co.uk
- Online banking
- Description: Offers savings accounts and mortgages that are dedicated to improving the environment and ecological building practices. “We use your savings to make a positive environmental impact and give you a fair financial return.”
- Deposits are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
- Website: https://www.ecology.co.uk
- Online banking
- Description: Tandem Bank is a regulated UK bank “for a greener future.” Saving with the Green Instant Access Saver supports green lending initiatives.
- Deposits are currently protected up to a maximum of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.
- Website: https://www.tandem.co.uk
- Online banking
- Description: Tred is a debit card that allows users to track their carbon footprint and plants trees on their behalf. The card is issued and processed by a company called Nium Fintech Limited, who are an Electronic Money Institution (EMI). Tred thus is not a bank and is not covered by the Financial Services Compensation Scheme (FSCS).
- In the event that Tred becomes insolvent, their safeguarding arrangements protect 100% of customer funds with no cap.
- Website: https://tred.earth
- Online banking
- Description: European bank whose mission is “to make money work for positive social, environmental and cultural change.”
- Website: https://www.triodos.co.uk
- Online Banking and Investing
- (Current and Savings accounts; ISAs; Investment products)
For non-banking, retail investment products:
- Description: CIRCA5000 is a B Corp certified sustainable investment platform. Invest in ETFs that work towards the societal or environmental cause of the portfolio; there is always a portion of the portfolio invested in green bonds and government bonds and a portion remaining in cash.
- Website: https://circa5000.com
- Online Investing
- Description: Moneybox is an ESG Impact investing platform that offers stocks and shares ISAs, Lifetime ISAs, Junior ISAs, and personal pensions.
- Website: https://www.moneyboxapp.com
- Online Investing
- Description: The Nest Ethical Fund invests in companies with a positive record on social and environmental issues. The fund follows a three-stage lifecycle in a similar way to the Nest Retirement Date Funds.
- Website: https://www.nestpensions.org.uk/schemeweb/nest/aboutnest/investment-approach/other-fund-choices/nest-ethical-fund.html
- Online investing
- Description: PensionBee combines old pensions into one new online plan, including a “Future World” option, a “climate-conscious plan that aims to bring positive growth and change.”
- Website: https://www.pensionbee.com
- Online investing
Here are a few comprehensive resources for aligning your money with sustainability:
- Description: AskSustainable makes climate-friendly financial products easily accessible and simple to understand. A user-friendly, comprehensive database and educational platform for investment products that combine financial return and environmental impact. “Whether you have ten dollars in your pocket or ten million, climate-friendly financial products can contribute to your financial well-being and the well-being of the planet we all share.”
- Website: https://www.asksustainable.com/
- Description: You have a choice. Community banks, credit unions, and climate-friendly financial institutions are out there, investing in neighborhoods and putting power back where it belongs. They’ve just been hard to find—until now.
- Website: https://bankforgood.org/
- Description: Includes steps to finding a sustainable bank, credit card, credit union, and loan fund. Includes templates for leaving existing unsustainable institutions.
- Website: https://www.greenamerica.org/getabetterbank
- Description: The Climate Smart Insurance Directory provides alternatives to the insurance companies that are underwriting and investing in fossil fuels.
- Website: https://www.greenamerica.org/climate-smart-insurance-directory
- Description: Map and list of U.S. black-owned banks and credit unions.
- Website: https://blackoutcoalition.org/black-u-s-banks
- Description: A tool that helps consumers find better-aligned banks: “analyzes millions of pages of public data so you can keep informed and in control about the environmental, social, and local impact of your money.”
- Website: https://mightydeposits.com/
- Description: Toolkits for choosing fossil fuel free, deforestation free, weapon free, tobacco free, and gender equality savings plans. Fossil Fuel Free funds analyzes the climate impact of thousands of common mutual funds and shows if your money is being invested in fossil fuel companies, or companies with high carbon footprints.
- Website (Fossil Fuel Free): https://fossilfreefunds.org/
- Website (Deforestation Free): https://deforestationfreefunds.org/
- Website (Prison Free): https://prisonfreefunds.org/
- Website (Gun Free): https://gunfreefunds.org/
- Website (Weapon Free): https://weaponfreefunds.org/
- Website (Tobacco Free): https://tobaccofreefunds.org/
- Website (Gender Equality): https://genderequalityfunds.org/
- Description: Lemonade is the first US insurance company to publicly forswear investment in fossil fuels generally, and coal specifically. They offer homeowners and renters insurance.
- Learn more: https://www.lemonade.com/blog/divest_coal/
- Website: https://www.lemonade.com/
No matter where you live in the United States, you can bank with these institutions:
- Description: Largest B Corp certified bank and a member of the Global Alliance for Banking on Values. Mission is “to create a more just, compassionate, and sustainable planet, for workers, for families, for communities…for all of us.”
- Website: https://www.amalgamatedbank.com
- Online Banking
- (Extensive network of surcharge-free national ATMs – check here)
- Description: B Corp certified bank, offers both banking and investing products. Aspiration “offers socially-conscious and sustainable banking and investing so you can make money while making the world a better place.”
- Website: https://www.aspiration.com/
- Online Banking
- Description: Atmos is building a new banking model designed to exclusively finance climate-positive projects at scale, with bank deposits.
- Website: https://www.joinatmos.com/
- Online Banking
- Fee-free ATM through Allpoint network
- Description: Not-for-profit cooperative, federally chartered credit union whose mission is “to promote clean energy, environmental stewardship, and cooperative enterprises through the financial services we provide to our members.”
- Website: https://www.cleanenergycu.org/home/home
- Online Banking
- Description: B Corp certified and a member of the Global Alliance for Banking on Values, Climate First Bank’s vision is to “reimagine finance as a force for good and become the most impactful bank contributing to the drawdown of atmospheric CO2.” Offers full-service personal and commercial banking services with a focus on environmental sustainability.
- Website: https://www.climatefirstbank.com/
- Online Banking
- Description: B Corp certified, City First Bank of DC is an FDIC insured bank headquartered in Washington, D.C. It is also a Community Development Financial Institution (CDFI) and a member of the Global Alliance for Banking on Values.
- Website: https://www.cityfirstbank.com/
- Online Banking
- City First Bank customers can use any Citibank Branch, STARsf and Allpoint ATMs in the U.S.
- Description: National Cooperative Bank is an FDIC insured bank headquartered in Arlington, Virginia. It is cooperatively owned, invests heavily in community development, and a member of the Global Alliance for Banking on Values.
- Website: https://www.ncb.coop/
- Online Banking
- Any ATM, anytime, four times per month — $500 minimum average balance required.
- Description: B Corp certified, Spring Bank is an FDIC insured community bank headquartered in the Bronx, New York. It is also a Community Development Financial Institution (CDFI) and a preferred lender with the US Small Business Administration (SBA).
- Website: https://spring.bank/
- Online Banking
- Extensive network of surcharge-free national ATMs – check here.
- Description: B Corp certified and a member of the Global Alliance for Banking on Values, Sunrise Banks is an FDIC insured community bank headquartered in Minneapolis, MN. It is also a Community Development Financial Institution (CDFI) and small business lender.
- Website: https://sunrisebanks.com/
- Online Banking
- Limited network of surcharge-free ATMs
If you live in New Hampshire, Maine or Vermont, you can also bank with:
- Description: B Corp certified bank. At Mascoma Bank, “we believe Black Lives Matter. As a Certified B Corporation, we strive to be a force for positive change.”
- Website: https://www.mascomabank.com/
- Online Banking + locations throughout Maine, Vermont, and New Hampshire
If you live in the states of California, Oregon, or Washington, you can also bank with:
- Description: B Corp certified bank and a member of the Global Alliance for Banking on Values. Believes that “banks should nourish our communities. not extract from them. that doing the right thing is not only imperative, it’s contagious. that together, we can create a new and improved banking system.”
- Website: http://beneficialstatebank.com/
- Online Banking and 17+ locations
- Surcharge-free and deposit ATMs available nationwide using the STAR ATM Network here.
If you live in the states of California, Florida, Illinois, or North Carolina, you can also bank with:
- Description: Self-Help (Federal) Credit Union is a NCUA-insured credit union and certified Community Development Financial Institution (CDFI) that supports responsible finance and lends to “those who may be underserved by conventional lenders, including people of color, women, rural residents and low-wealth families and communities.”
- Website: https://www.self-helpfcu.org/
- Online Banking + over 30,000 surcharge-free ATMs using the CO-OP ATM finder.
For non-banking, retail investment products:
- Description: The Adasina Social Justice All Cap Global ETF is a highly diversified, global, all-cap portfolio that uses community-sourced impact data to set the standards for how publicly traded companies participate in gender, racial, economic, and climate justice.
- Website: https://www.adasinaetf.com/
- Online investing
- Gross expense ratio of 0.89%
- To purchase shares of this ETF, contact your financial advisor directly or log in to your online trading platform of choice.
- Description: Carbon Collective offers diversified investment portfolios built for solving climate change. For stocks, ~80% are in low-fee index funds that track the low-carbon sectors of the market and ~20% in the Drawdown collection of companies solving climate change. For bonds, they are split between green bonds and long, mid, and short-term and inflation-protected US treasury bonds.
- Website: https://carboncollective.co/
- Online investing
- 0.20% of your total account value per year, plus a membership fee of $25/year to Carbon Collective
- Description: [Only for U.S. Accredited Investors] Cap Table Coalition aims to create investment opportunities for Black, Latinx, LGBTQ+, women, and other traditionally marginalized investors in the Venture Capital asset class.
- Website: https://captablecoalition.com
- Online investing
- Description: EarthFolio is an online advisor that leverages ideals by investing exclusively in companies with strong ESG practices. $25,000 minimum.
- Website: https://www.earthfolio.net/
- Online investing
- 0.50% annual fee
- Description: An investment robo-advisor that applies a gender-lens and caters to the unique circumstances of women, such as pay differences, career breaks, and lifespan. $0 minimum.
- Website: https://www.ellevest.com/
- Online investing
- 0.25% annual fee
- Description: Energea is an investment platform for renewable energy projects in the United States as well as in emerging markets across Africa and Brazil. $100 minimum.
- Website: https://www.energea.com
- Online investing (SEC Regulation D 506(b) and Regulation A+ to offer stock to investors)
- Energea charges a 1-2% management fee on dividends as well as a 20-30% carried interest fee depending on the investment. If there isn’t a dividend paid out in any particular month, they do not charge any fees for that month.
- Description: The Etho Climate Leadership Index – US (ticker: ETHO INDEX) is an equally weighted all-cap equity index that selects the most carbon efficient companies across industries. The index is completely divested of fossil fuel companies, as well as those in tobacco, weapons and gambling, and undergoes rigorous screening with expertise from global NGO partners and based on ESG performance data.
- Website: https://ethocapital.com/
- Online investing
- 0.47% fee
- To purchase shares of this ETF, contact your financial advisor directly or log in to your online trading platform of choice.
- Description: Finite allows any investor to put their dollars to work for decarbonization, by investing in SEC-registered funds that provide capital to develop solar power projects in the United States. Finite’s focus is on impact, without losing sight of return. Setting up an account only takes a few minutes, and the minimum investment is just $500.
- Website: www.finite.io
- Online investing
- $500 minimum (open to unaccredited investors)
- 1.25% management fee
- Description: Kachuwa Impact Fund is an investment cooperative and public benefit corporation focused on owning and operating “impact real estate” and investing in privately held “impact companies.” As a cooperative, Kachuwa is democratically owned and controlled by its members on a one-vote-per-person basis.
- Website: https://www.kachuwaimpactfund.com/
- Private placement investing
- Minimum investment amount of $5,000
- Description: The Next Egg is a community of practice to help people place retirement and workplace savings plans for the thriving of all life by funding ecosystem restoration, locally-owned businesses, alternatives to policing, and much more.
- Website: https://www.thenextegg.org/
- Online community
- Description: Raise Green is an investor marketplace for local ESG investing, especially covering climate-friendly investment opportunities.
- Website: https://www.raisegreen.com/
- Online investing via Reg CF
- Description: [Only for U.S. Accredited Investors] Renewables PBC, a Delaware based Public Benefit Corporation, runs the platform Renewables.org that allows US-based investors to lend to commercial and industrial solar projects in East Africa, South Asia and the Middle East.
- Website: https://renewables.org/
- Online investing via Reg 506(c)
- Description: Specialized in retirement plans, including 401k and 403b, for both individuals and companies (large and small). SocialK offers a full fiduciary product incorporating 3(38) Investment Oversight, 3(16) Administrative Services, and Trustee Services. Folio Investor is their custodian for individual accounts.
- Website: https://socialk.com/
- Online investing
- $25-300 annually for individual accounts; comprehensive fee overview here
- Description: Sphere is a climate-friendly mutual fund and index available for retirement plans (401k, 403b, IRAs, etc.). It tracks the S&P 500. Ticker: SPFFX.
- Website: https://www.oursphere.org/
- Online investing
- Fee: 0.07%
- Description: Centenary Bank is a Global Alliance for Banking on Values (GABV) bank in Uganda. It serves as both a retail and micro finance commercial bank.
- Website: https://www.centenarybank.co.ug
- Online Banking
- Description: FINCA DRC is a Global Alliance for Banking on Values (GABV) bank in the Democratic Republic of Congo. FINCA DRC currently has 21 branches located in 9 out of 26 provinces, headquartered in Kinshasa.
- Website: https://finca.cd
- Online Banking
- Description: Grooming Microfinance Bank is a Global Alliance for Banking on Values (GABV) bank in Ibadan, Nigeria. With operations in Oyo State, Nigeria, Grooming Microfinance Bank provides a range of tailor-made financial products for micro, small and medium scale entrepreneurs.
- Website: https://groomingmfb.com
- Online Banking
- Description: LAPO Microfinance Bank is a Global Alliance for Banking on Values (GABV) bank in Nigeria. The bank’s Social Impact Deposit (SID) product allows individuals to deposit funds, earn interest, and also positively impact society.
- Website: https://www.lapo-nigeria.org
- Online Banking
- Description: South Africa’s Nedbank Group has made a commitment to reduce its exposure to all fossil fuels to zero by 2045, as well as halt all new thermal coal mine financing by January 2025. Euromoney has recognized Nedbank as the Best Bank for Sustainable Finance in Africa for 2021.
- Website: https://www.nedbank.co.za
- Online Banking
- Description: Opportunity International Savings and Loans Ltd is a Global Alliance for Banking on Values (GABV) bank in Accra, Ghana. They offer a varying range of fixed term, current, and savings products with competitive rates and charges.
- Website: https://opportunityghana.com
- Online Banking
For non-banking, retail investment products:
- Description: Africa Greentec offers investors globally the opportunity to invest either equity or fixed income for renewable energy projects and green companies across the African continent.
- Website: https://africagreentec.investments
- Online Investing
- Description: The Green Exchange is a retail investment platform that offers African green bonds and private market investment opportunities in climate solutions.
- Website: https://thegreenexchange.io
- Online Investing
- Description: Bank for Good was born out of a coalition of organizations coming together to elevate a financial system that makes it easy for people to align their values with their financial decisions.
- Website: https://bankforgoodeu.com/
- Description: FEBEA (the European Federation of Ethical and Alternative Banks and Financiers) represents a network of 30+ European sustainable banks across 15+ countries. The FEBEA Charter offers 25 positive and concrete criteria, gathered around 5 pillars, to define the characteristics and core values of an ethical bank.
- Website: https://febea.org/
- Description: bunq is a fossil fuel-free, mobile neo-bank that offers a green option where a tree is planted after each 100 EUR of spending. Users also decide if and how deposits are invested. Started in the Netherlands. Available in many European countries.
- Website: https://www.bunq.com
- Online Banking
- Description: Banx is a fossil fuel-free neobank in Belgium. Backed by Belfius, customers can track their carbon footprint according to their purchases.
- Website: https://fr.banx.be/
- Online Banking
- Description: NewB is a fossil fuel-free, ethical, sustainable and cooperative bank in Belgium.
- Website: https://www.newb.coop
- Online Banking
For non-banking, retail investment products:
- Description: Carbon Equity provides retail investors with an opportunity to invest in a global pool of private equity funds based on their climate impact assessment and financial diligence. Minimum investment: 10,000 EUR
- Website: https://www.carbonequity.com
- Online Investing
- Description: A FinTech platform that allows retail and institutional investors to invest in renewable energy projects in Europe (mostly Spain) from 500 EUR. Note this is not a bank (lender) but an asset manager (investor). In order to invest on the platform, Non-Spanish citizens must obtain an NIE number from the nearest Spanish consulate and indicate the request is for economic reasons.
- Website: https://www.fundeen.com
- Online Investing
- Description: Goparity, headquartered in Portugal, is an online investment platform connecting private and institutional investors with projects that are in line with the United Nations’ Sustainable Development Goals (SDGs). Goparity operates based on a crowd-lending business model.
- Website: https://goparity.com/
- Online Investing
- Description: My Fair Money offers an investment fund database where users can filter by a number of criteria, including fossil fuel free, to find climate-friendly funds in the European Union.
- Website: https://www.myfairmoney.eu/fund-database
- Online Investing
Denmark
- Description: Lunar is a sustainable licensed bank. Deposits are protected by the Danish deposit insurance. Fossil fuel free. Weapons Free. With non-profit Seabin, every time the card is used, there is support for ocean plastic removal.
- Website: https://www.lunar.app/en/personal
- Online Banking
No matter where you live in France, you can bank with these institutions:
- Description: Bank for Good was born out of a coalition of organizations coming together to elevate a financial system that makes it easy for people to align their values with their financial decisions.
- Website: https://bankforgood.fr/
- Description: As a cooperative bank, Crédit Coopératif’s capital is held by its customers and offers banking services supporting social responsibility, sustainable development and the clean energy transition. Member of the Global Alliance for Banking on Values.
- Website: https://www.credit-cooperatif.coop/Institutionnel
- Online Banking
- Description: Green Got is a climate-friendly, fossil fuel free neo-bank that leverages customer deposits for reforestation, in partnership with PUR Projet.
- Website: https://green-got.com
- Online Banking
- Description: Helios is a climate-friendly, fossil fuel free bank that leverages customer deposits for renewable energy, clean transportation, and other eco-friendly loans.
- Website: https://www.helios.do
- Online Banking
- Description: European bank whose mission is “to make money work for positive social, environmental and cultural change.”
- Website: https://www.triodos.fr/fr/a-propos-de-triodos-bank
- Online Banking [Only for commercial customers in France]
- Description: A cooperative bank whose lending is oriented towards social, ecological, and cultural projects.
- Website: https://www.lanef.com
- Online Banking
For non-banking, retail investment products:
- Fund directory where you can search for sustainable, ESG investment funds. The SRI label is a tool for choosing sustainable and responsible investments created and supported by the French Finance Ministry. [Le label ISR est un outil pour choisir des placements responsables et durables. Créé et soutenu par le ministère des Finances en France, le label a pour objectif de rendre plus visibles les produits d’investissement socialement responsables (ISR).]
- Website: https://www.lelabelisr.fr/comment-investir/fonds-labellises
- Description: Goodvest is an online sustainable investment platform. B Corp certified.
- Website: https://goodvest.fr
- Online Investing
- Description: Lendosphere is a crowdlending platform that offers investment opportunities in the ecological and energy transition.
- Website: https://www.lendosphere.com
- Online Investing
- Description: LITA.co is a crowdinvesting platform that allows one to invest across a number of sustainability-oriented companies and assets, including climate action. Tax-advantaged options available.
- Website: https://fr.lita.co/en
- Online Investing
- Description: Renewable energy project finance platform available to individual and institutional investors. Provide loans to solar, wind, hydro, and biomass projects. Most investments are in the form of savings bonds.
- Website: https://www.lumo-france.com
- Online Investing
- Description: Terre de Liens provides retail investors with the opportunity to invest in climate-friendly, organic farming through its Solidarity Savings program. Purchase shares that can appreciate (no dividends provided).
- Website: https://terredeliens.org/epargner-solidaire-et-utile.html
- Online Investing
- Description: Bank for Good was born out of a coalition of organizations coming together to elevate a financial system that makes it easy for people to align their values with their financial decisions.
- Website: https://bankforgood.de/
- Description: GLS Bank incorporates social, ecological and economic criteria in its banking. Member of the Global Alliance for Banking on Values.
- Website: www.gls.de/privatkunden
- Online Banking
- Description: “Conventional banks use your money to invest massively in coal power, weapons and other damaging industries – without ever asking your permission.” Tomorrow Bank uses your money exclusively to invest in sustainable projects. B Corp Certified.
- Website: https://www.tomorrow.one
- Online Banking
- Description: UmweltBank is a member of the Global Alliance for Banking on Values. Since 1997, they have funded more than 23,500 ecological and social projects within Germany. UmweltBank guarantees that every Euro held in savings accounts helps realize social or ecological projects.
- Website: https://www.umweltbank.de
- Online Banking
For non-banking, retail investment products:
- Description: getinsha is a sustainable fintech that offers both a savings account and online investment in line with their 13 social and environmental principles.
- Website: https://getinsha.com
- Online Banking & Investing
- Description: Cooler Future is an investment platform that allows retail investors to invest in positive climate impact.
- Website: https://www.coolerfuture.com
- Online Investing
- Description: bettervest is a crowdfunding platform that started to finance citizen-owned energy efficiency projects. It now offers investors a wide range of socially and environmentally sustainable investment opportunities. Over 100 sustainable projects from 20 countries around the world have been financed.
- Website: https://www.bettervest.com
- Online Investing
Spain
- Description: Bank for Good was born out of a coalition of organizations coming together to elevate a financial system that makes it easy for people to align their values with their financial decisions.
- Website: https://bankforgood.es/
- Description: The Bolsa Social allows retail investors to lend money to companies with a positive social impact and obtain up to 8% returns or to become a shareholder of social impact startups.
- Website: https://www.bolsasocial.com
- Online Investing
- Description: Alter5 provides renewable energy developers with financing solutions for projects in development, construction and operation. Alter5 allows investors from all over the world -renewable energy funds, asset managers, insurance companies, pension funds, family offices- to access and invest in projects in a fully digital environment.
- Website: https://alter-5.com/
- Online Investing
- Description: Ecrowd! is a sustainable crowdlending platform, specialized in financing of investment projects across clean energy, water, mobility and more. There are no intermediaries and no banks. Minimum investment of €50.
- Website: https://www.ecrowdinvest.com
- Online Investing
Sweden
- Description: Trine is an investment platform for solar and energy access investment opportunities. Minimum investment is €25.
- Website: https://trine.com
- Online Investing
- Description: ESAF in India is a sustainable bank “with a triple bottom line approach, emphasizing People, Planet and Prosperity.” Member of the Global Alliance for Banking on Values.
- Website: https://www.esafbank.com
- Online Banking
- Description: Mann Deshi Mahila Sahakari Bank is a sustainable bank in India whose vision is to “create a supportive environment where millions of women micro-entrepreneurs can successfully grow their businesses and be valued by their families and communities.” Member of the Global Alliance for Banking on Values (GABV).
- Website: https://manndeshibank.com
- Online Banking and physical branches.
- Description: DAI-ICHI KANGYO Credit Cooperative (DKC)’s mission is to bring sustainable development in the region where cooperative members live.
- Website: www.daiichikanshin.com
- Online Banking
- Kiwi Bank is a sustainable bank in New Zealand. B Corp certified.
- Website: https://www.kiwibank.co.nz
- Online Banking
- Find sustainable investment funds if you are a saver in New Zealand.
- Website: https://mindfulmoney.nz
- Online Investing
- Arara is an ESG and climate-focused supply chain finance platform that connects suppliers with lenders.
- Website: https://arara.io
- Impact Bank is a sustainable fintech bank in Brazil. B Corp certified and fossil fuel free.
- Website: http://www.impactbank.com.br
- Nubank is a sustainable fintech bank in Brazil. More on their ESG integration here.
- Website: https://nubank.com.br